Homeowner’s Insurance in Texas
At Texas United Insurance Services, LLC, we understand your home is one of your most significant investments. That's why we offer tailored homeowner's insurance in Texas, to protect your dwelling and your cherished possessions and provide personal liability coverage. This essential insurance ensures you are financially safeguarded against unexpected events, such as floods, theft, or natural disasters, giving you peace of mind.
In addition to homeowner's insurance, we provide renter's insurance options for those who lease their residences. Our comprehensive policies are designed to meet the unique needs of both homeowners and renters, ensuring you have the protection you need no matter your living situation.
In addition to homeowner's insurance, we provide renter's insurance options for those who lease their residences. Our comprehensive policies are designed to meet the unique needs of both homeowners and renters, ensuring you have the protection you need no matter your living situation.
Residential Insurance Policies We Offer
Renter’s Insurance
A landlord’s insurance does not cover a renter’s personal property. Renter’s insurance covers your belongings, provides liability protection, and pays additional living expenses if a fire or other event stated in your policy forces you to move temporarily from your rented home. Texas United Insurance Services, LLC offers various options for your renter’s insurance needs.
Condominium Insurance
Condominium insurance matches the benefits of the renter's insurance and covers damage to improvements, additions, and alterations to the condominium unit. If you require insurance for your condo unit, our team is here to assist you in acquiring a tailored plan with the best coverage.
Townhouse Insurance
Townhouses may be insured by either an individual homeowner's or association master policy. If a townhouse is owner-occupied and the townhouse association does not have a master policy on the building, you can purchase a homeowner’s insurance on your unit.
If the association has a master policy, you should get a Texas tenant homeowner’s policy to insure your personal property. Should you desire to get townhouse insurance, our team at Texas United Insurance Services, LLC is here to assist you with the process for your convenience.
If the association has a master policy, you should get a Texas tenant homeowner’s policy to insure your personal property. Should you desire to get townhouse insurance, our team at Texas United Insurance Services, LLC is here to assist you with the process for your convenience.
Mobile Home Insurance
Mobile homes without wheels and resting on blocks or a permanent foundation qualify for homeowner’s insurance. However, most mobile homes are insured by a mobilowner’s policy. This policy is actually an auto policy that covers mobile homes used as residences, which offer minimal coverage. Let our knowledgeable team help you get the right insurance for your mobile home today.
Farm & Ranch Insurance
Farm and ranch owner's policies insure homes outside city limits on land used for farming and raising livestock. You can pay extra to get coverage for specific farm equipment and outbuildings. Let our insurance agents assist you in adding more protection to your property.
Other Types of Residential Insurance You Might Need
Flood Insurance
Texas ranks near the top of the nation in yearly weather-related property damage. A large portion of this damage is caused by flooding. Homeowner’s insurance does not cover flood damage. To protect yourself from losses caused by most flooding, you can purchase a separate flood insurance policy from the National Flood Insurance Program (NFIP), administered by the Federal Emergency Management Agency (FEMA).
Our agency can provide the NFIP flood policies you need and the information about the programs in your area.
Our agency can provide the NFIP flood policies you need and the information about the programs in your area.
Contact Us for Residential Insurance Plans
Let our experienced team at Texas United Insurance Services, LLC help you navigate your options to find the perfect policy tailored to your needs. Contact us today for a personalized consultation and take the first step toward securing your home and belongings confidently. We also offer commercial insurance policies for various trades.